Trainings may be subject to trainer availability. Not all trainings may be delivered on-site. Please contact a MINES Account Manager for scheduling or questions.
Employee Development
Trainings to help support employee-related issues like communication and burnout.
Most of us dream of the day we can retire, but not many of us know whether we’ll have enough saved to retire in comfort when that day comes.
Objective: Attendees will calculate when they can retire with enough savings to sustain their lifestyle. To prepare, employees will be asked to estimate their expenses during retirement, their pension income, their social security earnings in retirement, and the balance in their 401(k) account prior to class. They should also bring a calculator to class. Recommended time: 1 hour
During this training, you’ll learn 7 essential components of smart investing that can be applied during volatile periods and when the markets are stable. You will also learn how comprehensive advice can help you achieve your financial goals.
Objective: Attendees will learn strategies for smart investing in both stable and volatile market environments. Recommended time: 1 hour
Get the top tips on topics from saving money, boosting a credit score, avoiding money mistakes, negotiating with creditors, and managing money as a team, to buying a house, tax-smart investing, and increasing retirement plan contributions. Tailor the training for your employees and their needs by picking and choosing the topics that are most important to them.
Objective: Attendees will get the top ideas to ensure that they thrive financially. Recommended time: 1 hour
No matter where you are in your career, the best time to start preparing for retirement is now. Take action to develop a retirement plan, prioritize savings and spending, and avoid future stress caused by life’s unexpected changes.
Objective: Attendees will learn important strategies around how to maximize their retirement investments in the twilight of their careers. Recommended time: 1 hour
Does thinking about talking to your family about money cause you stress? If so this is the class for you. Families that talk about money and educate children from an early age develop much healthier attitudes about money, but most families don’t because they don’t know how to start the conversation.
Objective: Attendees will learn helpful tips on how you can avoid the common pitfalls of discussing financial issues. Recommended time: 1 hour
Estate planning, wills, and trusts go hand-in-hand. This presentation covers the fundamentals of each topic. We will help you identify reasons for the importance of estate planning, identify assets to consider for estate planning, and define key estate planning tools (wills/trusts, and their differences).
Objective: Attendees will learn the process of estate planning and develop strategies for communicating about estate planning with older relatives and other family members. Recommended time: 1 hour
Family law covers a multitude of circumstances. If you are dealing with a legal issue regarding family, join us and learn about how to proceed in accordance with your state laws.
Objective: Attendees will learn the basics of several family law topics including: Community property law, how courts handle disrupted custody cases, and how marital property is divided with divorces. Recommended time: 1 hour
What does it mean to be financially fit? We will discuss why financial fitness is important to your health and provide tips on how to achieve balance in this arena.
Objective: Attendees will learn why being financially fit is just as important as being mentally and physically fit. Recommended time: 1 hour
In today’s uncertain economy, it’s important to be a smart spender.
Objective: Attendees will learn money-saving tips on topics from mortgages to utilities, groceries to impulse purchases, and beyond. Attendees will also get tips on a variety of topics to be wiser consumers. Recommended time: 1 hour
Are you feeling the pressure of saving for a home, paying down student loans, and saving for retirement? If so this three-part series is for you. We will start with how you can improve your credit score, create a budget, and use technology to save money, all the way up to more sophisticated strategies such as tax bracket management.
Objective: Attendees will learn generational-specific financial strategies. Recommended time: 1 hour
During this class, you’ll learn ways to define a college savings goal, determine today’s cost, various payment options, unique scholarship ideas, tips for filling out FAFSA paperwork to lower your expected family contribution, and more. What you don’t know will either cost you or your children.
Objective: Attendees will learn strategies for planning and handling the college finance process with both a short and long-term focus. Recommended time: 1 hour
Being in debt can be stressful, whether it’s a little or a lot. There are a variety of options available and it’s important to know the pros and cons of each alternative.
Objective: Attendees will learn to negotiate with creditors on their own and the pros and cons of debt settlement, credit counseling, and bankruptcy. They’ll also learn how to build credit and boost their credit score once they’re debt free. Recommended time: 1 hour
Money management is a life skill that all children need to thrive as adults. Good spending habits and a positive relationship with money have to be cultivated at home, though, because managing money is rarely taught at school. Parents have a great opportunity to instill responsible spending and money management habits within their children, but they don’t always know where to begin. We’ll discuss allowance, setting limits, tips to instill good money management habits, and making the most of your child’s best resource of all — you as a great role model.
Objective: Attendees will learn tools to help their child master his money. Recommended time: 1 hour
Caregivers often need to provide their parents with help taking care of legal and financial matters such as making medical decisions and handling bills and budgets. Your new role as a caregiver can cause considerable stress and the feeling of being overwhelmed.
Objective: Attendees will learn about financial resources available to provide care to the elderly or disabled and learn which important conversations to have, ways to protect them from fraud and other helpful tips to reduce financial stress. Recommended time: 1 hour
Divorce can take its toll on your finances, emotions, physical health, family relationships, stress levels, and even work performance. Fortunately, there are workplace resources and steps you can take to remain financially strong and reduce your stress during a divorce.
Objective: Attendees will learn the steps to successfully navigate finances during this challenging time. Recommended time: 1 hour
Identity Theft is one of the fastest-growing crimes in the country and many are astonished at the ways that it can happen. There are new and clever ways cropping up every day to part you and your money. We’ll discuss the top 10 scams ranging from identity theft schemes to Work at Home programs, and all sorts of rip-offs from those that lurk in the fine print in credit card statements to predatory loans and debt consolidation companies.
Objective: Attendees will be armed with tips to help them avoid getting ripped off and what to do if they become a victim. Recommended time: 1-1.5 hours
This class highlights helpful information and key strategies people can use to reduce the chance of having their identity stolen. Topics for this class are: The I.D. theft crisis, I.D. theft protection, the need for I.D. theft assistance, and what to do if you are a victim.
Objective: Attendees will learn ID theft prevention essentials. Recommended time: 1-1.5 hours
The class gives a good overview and provides a strong foundation for those that are interested in investing No matter what level of investor you are, this class will be enlightening and provide a great review.
Objective: Attendees will learn the fundamentals of investing such as compound interest, risk versus return, and diversification. We’ll also discuss investment options including stocks, bonds, mutual funds, real estate, and how to evaluate them. Recommended time: 1 hour
Learn ways to ways to take control of your finances. During this training, you’ll learn ways to gain control over your financial situation, protect the people and things you love the most, and how to make informed financial decisions.
Objective: Attendees will learn important financial strategies and concepts specific to a female perspective. Recommended time: 1 hour
In this class, we will discuss the key estate planning decisions people need to make for their future, describe the legal tools that assist older people and disabled family members when others must make decisions for them, the basics of identifying how and when to utilize various tools such as power of attorney.
Objective: Attendees will learn the essentials of planning and assisting their older or disabled relatives with estate planning and legal issues. Recommended time: 1 hour
Working together as a team towards shared goals makes a huge impact. Learn how successful couples thrive in the world of finances as a team.
Objective: Attendees will learn tips for managing money as a team and the steps for mastering their finances. Recommended time: 1 hour
Managing finances together can be a great way to synergize your financial situation by working together as a team towards shared goals, but it can get complicated.
Objective: Attendees will get ideas on how to merge finances to find the perfect solution to manage money as a team while taking into account some important considerations. Recommended time: 1 hour
Are you feeling the pressure of saving for a home, paying down student loans, and saving for retirement? If so this three-part series is for you. We will start with how you can improve your credit score, create a budget, and use technology to save money, all the way up to more sophisticated strategies such as tax bracket management.
Objective: Attendees will learn “millennial” specific financial strategies. Recommended time: 1 hour
There’s plenty to know when buying a home and it starts with boosting a credit score.
Objective: Attendees will learn the home-buying steps from increasing credit scores to estimating an affordable price range to choosing the best loan option. Recommended time: 1 hour
This class will discuss the definition of “advanced directives” and their benefits, the difference between a “living will” and a “durable power of attorney,” the history of “advanced directives,” tips for preparing “advanced directives,” and strategies for communicating with older relatives about the need for “advanced directives.”
Objective: Attendees will learn the essentials of preparing living wills, “advanced directives”, power of attorney, and how to communicate this with older relatives about related issues. Recommended time: 1 hour
When employees are initially told that they will be downsized, it is difficult for them to know which financial moves they should make to prepare for the change. This workshop provides various tips to put the employee in the best possible financial situation. Helpful steps such as cutting expenses, prioritizing bills, considering insurance, researching community resources, and understanding payment options for outstanding loans give the employee some control over the situation. This kind of assistance can soften the impact and reduce the employee’s stress during a difficult time.
Objective: Attendees will learn the steps to take to prepare financially for a layoff. Recommended time: 1 hour
An ideal workshop for organizations that want to increase employee retirement plan contributions – can be tailored to discuss specifics of their retirement plan including matching, investment options, pensions, etc. Many employees don’t understand the benefits of their retirement plan and are too intimidated to contribute. We’ll help employees to understand the benefits of investing early and the power of compound returns, and why tax-deferred gains and matching funds give them an even bigger boost.
Objective: Attendees that haven’t yet begun saving for retirement will get motivated to start and those that already participate will get tips to increase their contributions. Attendees will learn about retirement plan programs, Individual Retirement Accounts (IRAs), and pensions. Recommended time: 1 hour
Your credit score is a vital measurement of your financial situation and boosting that score is easier than you think. A higher score can save you thousands of dollars on your mortgage and car loans and it’ll also help you save on insurance premiums! Learn what appears in your credit report (you may be surprised at what doesn’t), how your credit score is calculated, and the steps to take to give your credit score a leg up.
Objective: Attendees will learn creative ways to increase their credit scores. Recommended time: 1 hour
If you feel uncertain about the benefits you are eligible for under social security this class will teach you whether Social Security can provide the income you need when you retire, sources of retirement income beyond social security, and learn how to make the most of your benefits.
Objective: Attendees will become familiar with important retirement financial concepts. Recommended time: 1 hour
When employees struggle to make ends meet, they can face overwhelming financial stress.
Objective: Attendees will learn how to take control of their finances and their stress by living within their means, paying down debt, reducing expenses, and saving for the future. They will be able to identify the warning signs of financial trouble, create a plan to get back on track, and avoid financial pitfalls that keep them in debt. Recommended time: 1 hour
Are you uncertain of the impact your IRA will have on your taxes? This course will cover investment tax basics such as capital gains and tax rates. Specific taxes relating to investments (IRA’s, bonds, mutual funds and annuities) will also be discussed.
Objective: Attendees will be given strategies and 10 rules for tax-smart investing to help guide them through the investment maze. Recommended time: 1 hour
This class gives financial tips to help you get ahead financially and thrive. Money-saving ideas and helpful hints will be provided, and a group exercise will demonstrate money management and ways to get ahead in a fun and interesting way.
Objective: Attendees will learn to create a great money management plan, take control of their finances, and work with creditors to get the best terms. Recommended time: 1 hour
If you would like to find creative strategies to put more money in your pocket this is the class for you. Benefits enrollment isn’t just about health insurance. With the right guidance, your hidden paycheck benefits such as the company’s retirement plan, insurance coverage options, and health spending accounts, can serve as the foundation for a brilliant future.
Objective: Attendees will learn how they can get the most from the benefits provided by their employer. Recommended time: 1 hour
Whether you have an unhealthy relationship with your money or you just want to make sure you’re doing all the right things, this class will help you to understand the basics of finances and learn what you need to know to thrive financially!
Objective: Attendees will learn to establish good credit, boost their credit score, pay off credit card debt, establish a team effort with their partner and family, take care of themselves financially, and maximize retirement savings. Recommended time: 1 hour
The way that you manage your money can cost you thousands of extra dollars and you may not even realize it. Everyday financial mistakes such as skipping the fine print in credit card offers, not working together with your partner to manage money, and falling for financial scams not only cost money but they create stress as employees struggle to make ends meet.
Objective: Attendees will be able to recognize the common financial pitfalls of money management and take steps to avoid them. Recommended time: 1 hour
