If you would be wealthy, think of saving as well as getting.
– Benjamin Franklin

This is the time of year when many people resolve to turn over a “new leaf” and make important changes in their lives.  For a lot of us, that includes changing the way we manage our money.  With the over-spending that tends to occur around the holidays, it’s easy to decide to make a budget – but the hard part is sticking to it.  Below are some online tools to help you do just that.

www.mint.com

www.kiplinger.com/tools/budget

www.mvelopes.com

www.budgettracker.com

If you feel like you would benefit from more personalized help getting started, you may consider checking with the Better Business Bureau (www.bbb.org ) for accredited financial consultants in your area.

Happy New Year!

~The HealthPsych Team